Happy New Year!!!
2024 is here! For most people the new year signals a time for some positive changes they want to make in their lives. We all know by the end of January, most of us have “broken” these “promises” we have made to OURSELVES. The odds are pretty good these “promises” were unrealistic anyway, so we kind of set ourselves up to fail, right? This year if the “resolution/promise” is to be more Financially Fit, Let’s start this week or even today with doing one simple task to start to pave that path.
We could do a simple task like, writing down a simple goal for ourselves and give ourselves ONE week to complete it… This task should be simple…and if your motivated, just do it today! Maybe that task is REALLY looking at your checking account and seeing where your money is going. This should not take that much time… We need to look back at least 3 months if not 4-6 months. Some banks will break it down for you… This might not be pretty not be pretty… But just do it…
Once you have done that… Check this off you’re to do list you have at least accomplished SOMEWTHING! Now the following week, or the same day the goal is to find a “habit” that you have with your money that you’re not happy with and need to change. It could be as simple as I take out too much cash every week and spend it on??? Fill in the blank…Maybe too much takeout food, maybe it’s on Uber, when the walk would be a double dip for another 2024 goal, just find something small to change and stick with it… If we set a very small goal, there is a better chance of that goal becoming a reality and a better chance of us sticking to the small changes. The following month we set another small goal… And so on… little changes…
It’s like saying you want to lose 50 Lbs.; we all know this will not happen in 30 days. The same goes for getting financially fit, this takes time and confidence building. Hang out with people that are trying to do the same thing or are already there… This helps a lot! It keeps you on track. You did not get financially UNFIT overnight, so you cannot expect to get financially fit overnight either.
Good luck getting and keeping your small goals today/this week!!! Happy New Year everyone and let’s get financially fit in 2024!
two chicks talking money. 